How to Use Apple Pay to Send Money in Chime
How To Use Apple Pay To Send Money_Terraify
Mobile Technology

How to Use Apple Pay to Send Money in Chime

Apple Pay is a fantastic digital wallet. It’s built into your phone, so you never need to bring any cash anywhere. You can also dump your wallet because all of your cards should be stored safely in this secure space on your smartphone. You can even move money using nothing but that digital wallet. This guide will explain the steps required to transfer funds from Apple Pay into Chime. Keep your cash safe between your banks.

Send Money Apple Pay to Chime-Terraify
Send Money Apple Pay to Chime

Apple Pay VS Google Pay: How They Work?

Apple Pay and Google Pay have essentially identical offerings. While Apple Pay may seem easier to use than Google, Google offers more features. Google stores your card information on its servers as an intermediary, while Apple explicitly states that it will not track transaction and you can also use Google Pay in stores How To Use Google Pay In Store?

Transferring money through Apple Pay is straightforward. Using the Apple Cash option within the application, you can choose to transfer money from one bank to another. The transfer should complete within 30 minutes.

Transferring money through Apple Pay to Chime-Terraify
Transferring money through Apple Pay to Chime

If you’ve activated your chime card, then we’ll go through this process in a bit more detail to ensure that you understand how it works.

Open Apple Cash

Opening Apple Cash isn’t something you may have done before. It’s a niche service within Apple Pay, which you’ll probably be using to pay for products in stores more than anything. To open it, find the card for the bank you want to transfer money out of. Once you’ve found it, tap on it, and then tap on the image of three dots that indicates the ‘more options menu.

Transferring money through Pay to Chime.

Transfer the Funds

After you have opened the Apple Cash facility to one of your cards, the transfer process can be started. There should now be an option on your screen to ‘Transfer for Bank.’ Tap this button.

On the next screen, you’ll need to enter the amount you want to transfer. Type it in and confirm it by tapping ‘Instant Transfer.’

Select Your Chime Bank

With all the above complete, you need to choose which bank you’re sending the money to. In this case, we’re showing you how to transfer from Apple Pay to Chime, so we’ll use Chime as our bank of choice.

If you have already added your Chime card to Apple Pay, select that card when asked to choose a bank to transfer to. If you haven’t, you’ll need to go through the process of adding the card before you can make this transfer.

Once you’ve chosen the bank, the transfer should be complete within 30 minutes. There is an option to transfer at a slower pace, which will take between one and three business days. This may be the only option available to you with the bank you’re transferring funds from. If the only option you see is for this longer transfer window, you’ll have to choose it.

what if i can't apple pay-Terraify
what if i can’t apple pay

What if I Can’t Transfer From Apple Pay to Chime?

In some cases, users have reported that they can’t make a transfer to Chime in their digital wallet. These cases almost always come down to the bank being used. Some banks don’t recognize Chime as an official bank. If that’s the case, you won’t be able to use Apple Pay to make a transfer. The bank’s rules underline everything you can do in this application, so you can’t work around those rules if you’ve already tried in the bank’s online system.

If you run into this issue, try transferring money from a different bank. This could be the solution that will allow you to finally move the funds..


Can You Cash Out Apple Pay Money?

If you have a Chime Account, you can cash your Apple Pay balance. Log in to Chime and click on “Transfer money.” Here you can choose how much money to transfer to your bank account.

Usually, funds arrive in 1-2 business days.

Can You Instant Transfer Apple Pay?

You can now use the Apple Pay Cash balance to transfer money to a Visa debit card that is eligible for your wallet.

Instant Transfers will be completed within minutes of  request, but it may take up to Thirty minutes.

Can Friend Send Money To My Chime Card?

A friend can send money via your Chime card, provided they have your routing number and account number.

The funds can be sent through the bank’s online bill payment service or made direct added.

How Do I Get Chime Virtual Card?

A Chime virtual card can be used to make in-app or online purchases. To get a Chime Virtual Card, log in to Chime App and click on the “Card” tab. You’ll then be able to select “Get Virtual Card.”

A 16-digit card number, expiration day, and CVV code will be sent to you. These codes can be used for in-app or online purchases.

What are the Fees for Apple Pay?

Apple Pay is free to use with your Chime account. However, fees might be charged for certain transactions, such as international or cash advances.

Check with your bank before you make any transactions to avoid paying an unexpected fee.

How I Convert My Apple Pay To Cash?

You have a variety of options to convert your Apple Pay balance into cash. You can withdraw cash at an ATM, transfer funds to your bank account, or use the Chime app.


Taking money from one bank and transferring it to another doesn’t need to be a lengthy process. You can do it all from within the same application that you use to pay for goods everywhere contact-free. Make sure that all the cards you have are added to your digital wallet, and you’ll never have trouble moving your cash around. Just make sure that your banks all work together, otherwise, you’ll have to avoid specific combinations that might cause you issues in the future.

For this to work you’ll need to keep your chime card loaded.

Related Keyword

How to use Google Pay in stores.

Best MagSafe cases for iPhone.

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